BRUEN Credit Union Blog ....... (Please send comments to cabruen@gmail.com)
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Monday, 14 April 2014
A really bad social media song and rap

McCoy is the accidental "star" of a video called "Let's Get Social" that went massively viral this week, not because it's good but because it is so cringe-indiucingly awful. The five-minute video, shot at a social media conference a few weeks ago, shows McCoy singing off-key and also features an awkward and unforgettable rap performance by a nerdy middle-aged white man wearing sunglasses and trying to be hip. But guess what? McCoy says now she's getting offers to sing at other conferences.

 

http://www.huffingtonpost.com/dan-lyons/lets-get-social_b_5135003.html

 


Posted by Bruen at 9:55 PM PDT
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I hate baths

Posted by Bruen at 9:14 PM PDT
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Thursday, 3 April 2014
Don't you like my curls?

Posted by Bruen at 12:01 AM PDT
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Wednesday, 2 April 2014
April is Financial Literacy Month

Financial Literacy Month

From Wikipedia, the free encyclopedia

National Financial Literacy Month is recognized in the United States in April in an effort to highlight the importance of financial literacy and teach Americans how to establish and maintain healthy financial habits.

In 2000, The Jump$tart Coalition for Personal Financial Literacy began promoting April as Financial Literacy for Youth Month. In 2003, the United States Senate designated April as Financial Literacy for Youth Month. In March 2004 the Senate passed Resolution 316 that officially recognized April as National Financial Literacy Month.

Since 2006, the National Foundation for Credit Counseling (NFCC) has emerged as the leading organization promoting Financial Literacy Month, releasing an annual survey on financial education and honoring the winner of its national financial literacy poster contest, Be Money Wi$e. The NFCC poster contest invites elementary, middle and high school students to submit a poster design surrounding a theme that deals with managing money effectively.

Many of the country’s financial institutions and nonprofit financial educational organizations promote the month by holding promotional events and creating educational materials that center around effectively handling money and dealing with debt.

 


Posted by Bruen at 12:01 AM PDT
Updated: Wednesday, 26 March 2014 7:56 PM PDT
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Tuesday, 1 April 2014
April Fools!!!
Hey, hey, hey ... bet you thought I was a rabbit.


Posted by Bruen at 12:01 AM PDT
Updated: Tuesday, 1 April 2014 9:25 AM PDT
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Monday, 31 March 2014
Timesleader Expresses Opinion about Mayor doing Appraisals

  

Timesleader.com



Posted by Charles Bruen:

The problem with ethics is that even if there is no conflict or impropriety, you have to avoid the appearance of a conflict. This guy is the mayor. The Credit Union is in City Hall and serves mostly city employees. End of story. His continued involvement doesn’t pass the smell test.

The nonprofit Wilkes-Barre City Employees Federal Credit Union rents space in City Hall and has nearly 2,300 members made up of employees and family members of the city, the Wilkes-Barre Area School District and Plains and Wilkes-Barre townships.

Sorick raised the conflict of interest issue after federal investigators served a subpoena at the credit union for documents related to members. The credit union’s longtime manager, James Payne, committed suicide at a Bear Creek Township residence after FBI agents visited the office on March 11.

[Read article at Times Leader].

 


Posted by Bruen at 12:01 AM PDT
Updated: Monday, 31 March 2014 9:31 AM PDT
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Sunday, 30 March 2014
All together now!


Posted by Bruen at 12:01 AM PDT
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Saturday, 29 March 2014
You must be Little Red Riding Hood. I'm your grandma.


Posted by Bruen at 12:01 AM PDT
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Friday, 28 March 2014


Posted by Bruen at 12:01 AM PDT
Updated: Tuesday, 25 March 2014 3:03 PM PDT
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Thursday, 27 March 2014


Posted by Bruen at 12:01 AM PDT
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ESL Credit Union ... website and fees

Posted by Charles Bruen

For me, The Financial Brand website is a daily “must visit” website. Always informative, interesting and I like the look and design.

Yesterday I was reading an article at The Financial Brand titled, “Banks Ditch Free Checking at Breakneck Pace, But Not Credit Unions” and I checked-out the NSF/OD fees that were reported along with other data in the article.

Scanning the page I noted that ESL Credit Union, in Rochester, NY had the highest OD/NSF fees among those reported. An eye-popping $37.00 which seems to be about 50% higher than the most common credit union fee and about 15% higher than the most common fee at banks.

My first reaction was that the Credit Union probably had some financial weaknesses and needed to quickly pump-up their income. So I checked our there financials and, to my surprise, found that ESL CU has a net worth of 14.6%, low delinquency and generally strong financial strength.

So why would a Credit Union with rock solid numbers find it necessary to charge their members what are likely near the highest fees in the cournty?  How do you justify charging your most needy members, and yes they are the ones most likely to incur these fee, a whopping $37 OD/NSf fee? I can't guess what would lead to this pricing decision.

One thing for sure is that they are NOT spending the money on their website.  This is a $4.7 billion Credit union and their website is awful.  Don’t believe me … take a look here.

 


Posted by Bruen at 12:01 AM PDT
Updated: Wednesday, 26 March 2014 8:19 PM PDT
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Wednesday, 26 March 2014


Posted by Bruen at 12:01 AM PDT
Updated: Monday, 24 March 2014 3:36 PM PDT
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Credit union worker struck with package of fake money

A woman threw a package with fake money and a note at a credit union employee after an argument about the woman’s account, Des Moines police said. The note said the employee “needs to practice counting with fake money,” according to police reports. The employee of Financial Plus Credit Union, 2426 Hubbell Ave., told police the woman had called Wednesday and started an argument about $100 that she claimed was missing from her account. [Read article at The Des Moines Register].


Posted by Bruen at 12:01 AM PDT
Updated: Tuesday, 25 March 2014 2:51 PM PDT
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Tuesday, 25 March 2014
Firefighters First Credit Union ... sounds like a good name change

An Important Message from Your Chair and CEO

Dear Member,

Since we first began serving Los Angeles city firefighters in 1935, we have always made strategic decisions to ensure that your financial future will be safe and secure. Because of this, we have not only remained strong over the years – even through hard economic times – we have enhanced convenience while staying competitive with rates and fees. This is a proud legacy that, together, we have passed from generation to generation for almost 80 years.

To ensure that our “firefighter exclusive” organization is thriving and innovating for future generations, we continually evaluate how to best serve our Fire Family – currently comprised of over 265 fire departments within the State of California, and growing. To stay true to our mission of being the trusted provider of premier financial services to our Fire Family, we must position ourselves for necessary growth. [Read article at Los Angeles Firemen's Credit Union].


Posted by Bruen at 12:01 AM PDT
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Her furry and feathered friends!

Posted by Bruen at 12:01 AM PDT
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